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  3. Know Your Customer (KYC) Policy

Know Your Customer (KYC)

Our commitment to compliance with Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) regulations

Our KYC Commitment

OMCRM is committed to comply with all relevant AML and funding of terrorism regulations. This policy has been derived from general principles, laws, regulations and directives for combating money laundering.

Why KYC Matters

We believe that compliance with AML and CFT regulations is essential for the integrity of financial systems and prevention of our company from being used, intentionally or unintentionally, by criminal elements.

What is Money Laundering?

Money laundering includes all forms of handling or possessing criminal property, including possessing the proceeds of one's own crime, and facilitating any handling or transfer of criminal property for another person; including proceeds derived from fraud, bribery or corruption.

Three Stages of Money Laundering
1
Placement

Physical cash placement (e.g. in a bank account)

2
Layering

Multiple transactions that confuse the audit trail

3
Integration

Laundered proceeds appear as legitimate business funds

Customer Identification Requirements

Individual Clients
  • True full name and/or names used
  • Current permanent address, including postal code
  • Date of birth
  • Profession or occupation
Corporate Clients
  • Certificate of incorporation
  • Articles of association
  • Board authorization resolution
  • Directors and shareholders registers
Verification Documents Required
Identity Verification:
  • Current valid passport
  • Government issued photo ID
Address Verification:
  • Recent utility bill
  • Bank statement
  • Tax authority bill

Ongoing Monitoring & Suspicious Activity

Ongoing monitoring is an essential aspect of effective KYC procedures. We maintain systems to detect unusual or suspicious patterns of activity.

Examples of Suspicious Activity
  • Out-of-ordinary account activity
  • Transactions exceeding expected volumes
  • False information about fund sources
  • Refusal to identify fund sources

Data Protection

Customer information is retained for five years following transaction completion or end of business relationship.

Information is protected using latest technology and treated confidentially in accordance with applicable law.

Training & Audits

We conduct extensive due diligence on employees and provide regular training on KYC procedures.

Regular audits are carried out by reputable firms to ensure compliance with current regulations.

Questions About Our KYC Policy?

Should you have any questions or queries regarding this policy, please contact us.

Contact Support View Regulation